GoAuto Insurance Company has filed a 19.48% rate increase for its Texas private passenger auto program.

The change affects 74,407 policyholders and approximately $114.7 million in written premium, generating an additional $22.4 million. GoAuto indicated that a 29.3% increase is actuarially supported.

Individual policy changes range from a 13.9% decrease to a 70.5% increase. The revision modifies base rates, territory factors, and driver-to-vehicle factors.

The increase follows a 15.4% revision that took effect May 4, 2026. Applied successively, the two changes represent a cumulative rate-level increase of approximately 38%.

GoAuto also disclosed that it uses Verisk’s LightSpeed product for prior-loss, coverage-verification, undisclosed-driver, and vehicle-registration data.

The latest changes are scheduled to take effect September 21 for new business and October 31 for renewals.