Enterprise Financial Group, which provides consumer and vehicle protection programs to the retail automotive and powersports markets, has received approval in Arizona for a new motorcycle protection service contract (PSMP).

The program introduces two primary coverage triggers: “BOSS” coverage, which begins after the manufacturer warranty expires, and “THROTTLE” coverage, which starts at the time of sale for vehicles without existing warranty coverage.

Contracts include a $50 standard deductible, with optional features such as zero-deductible upgrades and coverage for modified bikes, including trike or chopper conversions.

Coverage is backed by reimbursement insurance, allowing policyholders to file claims directly with the insurer if the provider fails to pay, adding a layer of financial security to the structure.

The product excludes commercial-use vehicles and is positioned as an optional add-on rather than a condition of financing or purchase.