4 Ever Life Insurance Company submitted a filing to the Florida Office of Insurance Regulation seeking approval for a new group term life insurance program designed for employer groups and similar organizations. The filing was submitted on March 6, 2026 and includes new policy forms, certificates, and enrollment materials that have not previously been approved in Florida.

The product provides group term life coverage for eligible employees and their dependents under policies issued to employers, multiple employer trusts, labor unions, and association groups. The filing also includes related accidental death and dismemberment coverage and optional supplemental life insurance benefits.

According to the filing, the program supports several benefit structures, including basic employer paid life insurance, supplemental employee paid coverage, dependent life insurance, and retiree life coverage. Coverage amounts in the representative certificate example include $10,000 of basic life insurance for employees and $5,000 for spouses, with additional supplemental coverage options and aggregate coverage limits of up to $1 million across policies.

Eligibility generally applies to active employees who are US citizens or legal residents, along with their spouses and dependent children. The policy includes provisions for evidence of insurability, guaranteed issue options, and modified guaranteed issue plans depending on enrollment conditions.