Alfa Insurance Corporation submitted a Standard Fire (Personal Property) filing in Georgia on February 16, 2026. The changes take effect May 27, 2026 for new business and July 26, 2026 for renewals.

The filing includes a 2.5% overall rate increase affecting 321 policyholders, generating approximately $6,253 in additional premium on a $250,125 book. The company is adjusting base rates for Dwelling and Farm Extended Coverage and Other Perils.

The program uses insurance score factors to adjust base premiums for new business, with scores refreshed every 36 months. Distribution analysis shows 279 policyholders will see increases between 1% and 5%, while 42 will see decreases of up to 1%. Alfa referenced ISO trend data for benchmarking and noted its prior revision was a 12.57% increase effective June 10, 2025.

The company is domiciled in Alabama.