Worth Insurance Company, part of Ag Workers, has filed a major rate reduction for its private passenger auto product in Texas, continuing an aggressive repricing trend in the state.
The filing, submitted on January 21, 2026, applies to new business starting February 1, 2026, with renewals following on March 1, 2026. In total, the change impacts 1,535 policyholders and approximately $7.5 million in written premium.
Worth is seeking an overall -14.7% rate decrease, cutting written premium by roughly $1.18 million. This follows a prior -8.0% rate reduction that took effect on October 1, 2025, resulting in consecutive, double-digit pricing moves within a short time frame.
The filing references Amwins, suggesting a distribution or vendor relationship tied to the product.
